Legal Notice

Here at MonkStreet, we aim to help you navigate our legal documents as smoothly as we help you navigate the stock market. Our dedicated team has put in the extra effort to make sure our legal page isn't a snooze-fest. We've crafted it to be engaging, crystal clear, and as delightful as a cherry on top of your financial sundae.

In this legal extravaganza, you'll find everything from General Information to General Usage Conditions and General Contracting Conditions, all designed to ensure your journey with MonkStreet is not only prosperous but also a piece of cake (or a slice of financial pie). So, take a moment to dive into these details, and let's make your MonkStreet experience the financial adventure of a lifetime!

General Information

In compliance with the duty of information established by the Law 34/2002 on Information Society Services and Electronic Commerce (LSSI-CE) of July 11, we're here to provide you with the about us on MonkStreet:

• Trade Name: MonkStreet
• Legal Name: Gestoría Administrativa C.G., S.L.P.
• Tax Identification Number (NIF): B87121075
• Registration Details: Madrid Mercantile Registry, Volume 0, Page 0, Sheet 0
• Address: C/ Alfonso Rodríguez Santamaría, 29, Bajo, 28002 Madrid (SPAIN)
• Contact Phone: +34 911 923 550
• Contact Email: info@monk.st

If you need to know more or have any questions, don't hesitate to reach out using our contact form. We're here to help!

General Usage Conditions

Welcome to Monk Street! Our goal here is to lay down the rules and make sure everyone has a good time while using our website and mobile app (what we affectionately call the “Platform“). So, let's dive right into the nitty-gritty:

WHAT'S IN THE PLATFORM?

When we talk about the Platform, we mean all the stuff it's made of - the information, how it's laid out, how you navigate it, and all the services and resources we offer through it.

WHO'S A USER ANYWAY?

A “User“ is anyone who hops onto our Platform, and yes, that includes both individuals and the legal entities they represent if any. If you're using the Platform, these terms are for you.

ONE USER, ONE ACCOUNT

Important. Your MonkStreet account is for your eyes only, and you shouldn't be sharing your login info with anyone else. Similarly, you are expected to maintain just one active registration with us. Any use of multiple accounts or aliases on our Services, including attempts to mislead, defraud, confuse, or otherwise trick us, our systems, or our members, is a breach of these Terms and Conditions.

READ 'EM (PLEASE READ THEM!)

Using the Platform means you accept and abide by these Conditions and any future changes we might make. We strongly suggest giving them a read every time you use our Platform – we promise it's a riveting one.

YOUR RESPONSIBILITY

It's your job to use the Platform responsibly. That means behaving well, giving us accurate info and understanding and agreeing to our Disclaimer.You also promise not to use the Platform for things like:

• Illegal activities or anything that's just plain wrong.
• Trying to access, mess with, or use other users' data or accounts.
• Extracting a bunch of data unless you've got a fancy written agreement with Monk Street.
• Spreading racist, pornographic, terrorist content, or anything that goes against human rights.
• Harming Monk Street's systems, suppliers, customers, or anyone else. No spreading computer viruses either.
• Anything else that's against these Conditions, our General Contractual Terms, the Disclaimer, Privacy and Cookies Policy, laws, morals, public order, good faith, or could potentially mess up the Platform's mojo.

ABOUT USER-GENERATED CONTENT

We reserve the right to zap any user comments or contributions that break the law, disrespect human rights, threaten security, hurt someone's feelings, discriminate based on race, sex, religion, or anything else, contain naughty stuff, ads, or illegal content, break public order or morals, or just don't seem right. Let's all play nice and keep the conversation civil and constructive.

WHO SHOULD BE HERE?

Monk Street follows Spanish laws. We cannot warrant that our platform is appropriate for users outside Spain or that use of the platform is permitted under the laws of other jurisdictions.

Monk Street isn't here for users from places where this type of platform might be ilegal or require some kind of license, authorization, permit or similar (just to be super clear, we don't hold any of them). By using the Platform, you swear you're not from one of those places.

Monk Street isn't for kids. You promise you're old enough and legally capable to agree to these Conditions.

SERVICE GUARANTEES

At MonkStreet, we strive for a reliable platform and services, but we can't promise perfection. Our products and services are provided 'as is' and 'as available.' While we endeavor to maintain the Platform's functionality and security, occasional glitches or errors might occur. We advise users to take precautions as we cannot guarantee the absolute safety of your computer from potential risks on our platform. No representation or warranty is made concerning the accuracy of any data compiled. We decline any responsibility in case our platform causes you any damages or becomes unavailable.

INVESTMENT ADVICE

The information shared on MonkStreet is for informational and educational purposes only. It should not be construed as investment advice or an offer to sell, buy, hold, or an offer to purchase any interest in any investment vehicles. Investment concepts mentioned may be unsuitable for you depending on your specific investment knowledge, objectives and financial position among others. The views expressed by MonkStreet may change at any time. We recommend consulting with a qualified financial advisor regarding your specific investment goals and risk tolerance.

TRANSPARENCY

To ensure transparency, we disclose that MonkStreet and its holding entities, owners, employees, providers, or partners may hold positions, interests or conduct transactions in securities related to mentioned or indirectly referenced companies. This might create conflicts of interest, but we are committed to providing unbiased information and insights.

LIABILITY

While we do our best to provide accurate and reliable information, MonkStreet will not be liable for any direct or indirect damages, losses, or missed opportunities arising from the use of our platform, information, or services.

By using our platform, you agree not to hold MonkStreet, its holding entities, owners, employees, providers, or partners accountable for any kind of damages, losses, or missed gains or opportunities – whether direct, indirect, incidental, or of any other type.

We decline any responsibility for any damages or losses resulting from actions or omissions related to our platform, information, services, articles, advice, scores, opinions, the financial products we analyze, the market conditions or anything else.

If MonkStreet happens to be held responsible in court for any issues, we both acknowledge that the maximum liability will be capped at the amount equivalent to the fees paid for a year-long subscription of the service you've signed up for. If you are not paying for any services, the maximum liability will be zero.

LINK POLICY

We might offer links, banners, buttons, directories, and search engines to help you find stuff on the internet. These aren't endorsements or invitations to visit those sites – they're just tools to help you search.

We have sponsored content, ads, and affiliate links. The info in these links or ads is provided by the advertisers, and we can't vouch for its accuracy or the quality of their products and services. We also can't guarantee the other sites we link to are technically sound, accurate, truthful, valid, or legal.

We don't review or control the content of other websites, and we don't endorse, examine, or take ownership of the products, services, content, files, or anything else on those linked sites.

If you link to Monk Street (thank you for that!), you need to follow these rules:

• Don't copy our stuff without our permission.
• Don't say false, incorrect, or untrue things about Monk Street or our content or services.
• Unless agree too, don't use anything from our website that's protected by intellectual property laws.

INTELLECTUAL AND INDUSTRIAL PROPERTY

We own all the rights to our website and everything on it (images, sound, audio, video, software, text, trademarks, logos, color schemes, design, material selection, and anything else you can think of). These are protected under Spanish and international intellectual property laws.

All rights reserved! Under Spain's copyright law, you can't copy, distribute, or publicly share our website's content for commercial purposes without our explicit permission. You're allowed to view, print, copy, and store elements from the website for your personal use only. You can't mess with any protection devices or security systems on the website, though.

If you or someone else thinks our website violates intellectual property rights, please let us know through our contact form.

IF SOMETHING'S INVALID

If part or all of these Conditions, those in our General Contractual Terms, our Disclaimer, our Privacy Policy or our Cookies Policy ends up being invalid, that won't invalidate the rest of conditions which will remain in force.

DISPUTE RESOLUTION

We both aim to settle any differences amicably before taking legal action. In the event of a dispute, let's connect via email, sharing details and potential solutions. Drop us a line using our contact form, and we'll reach out using the email address we have for you.

If informal resolution isn't possible, we both agree to submit the Dispute for arbitration within the Comunidad de Madrid. You explicitly agree not to initiate or participate in collective or class-wide claims, including class actions or arbitration. By accepting this, you acknowledge foregoing the right to a judge or jury decision and agreeing to resolve any claims individually.

In the unlikely event that we end up in court, we mutually consent to the jurisdiction of the ordinary courts of Madrid, explicitly waiving any other rights to different jurisdictions or authorities, Spanish or foreign.

So there you have it, your roadmap to a smooth Monk Street journey. Enjoy your stay, follow the rules, and let's make this a fantastic investing experience!

General Contracting Conditions

So you want to buy one of our services? Awesome! We're excited to have you on board, and we want to make sure you're in the know about how things work around here. So, grab a comfy seat, and let's dive into the nitty-gritty.

WHAT WE'RE ALL ABOUT

First off, MonkStreet is your go-to mass media communication platform for a variety of financial content. But remember, we're not a bank, investment firm, financial advisor or similar. Nope, we're all about providing you with informative and educational content, whether it's free or premium, through our platform. Before you jump into our offerings, take a quick peek at the product or service's specific terms and conditions. You'll find those right next to its description on our platform. And when you place an order, that means you're giving those terms a thumbs-up.

HOW LONG YOU'RE IN FOR

When you're ready to join us, you may be able to pick one of two subscription options: monthly or annual. Your subscription will automatically renew at the end of the chosen period unless you tell us otherwise while your current subscription is still going strong. By enabling the renewal to happen, you're giving us the authorization to charge your credit card. This means your membership or subscription fee will auto-magically be charged using the credit card from your latest transaction. No hassle for you.

30 DAYS WARRANTY

Got cold feet? No worries! We've got your back. If you're not thrilled with your subscription within the first 30 days, just drop us a line through our contact form. Although we are pretty sure it won't be the case. Kindly take note that our refund policy applies only to first-time subscribers; if you already tried our paid services in the past, you already know how good they are.

CHANGING YOUR MIND

If you ever want to cancel your subscription (hopefully that will never be the case), just reach out to us using the contact form. If the service in question comes with a return guarantee, you can get a full refund (minus any payment processing fees) within the specified period. Otherwise, you can cancel anytime during your subscription, but any upfront payments won't be coming back to you. If you signed up through Google Play or the App Store, you'll need to cancel your subscription directly through those platforms.

GETTING IN AND GETTING STARTED

After you've clicked your way through the sign-up process, keep an eye on your email for a confirmation. We'll activate your service once we've got your payment in hand. When you sign up for any service on our website, you agree to these Conditions, the General Terms of Use, the Disclaimer, the Privacy Policy, and the Cookie Policy.

ABOUT YOU, OUR AWESOME SUBSCRIBER

Aside from what's laid out in the General Terms of Use, when you purchase one of our services, you're explicitly confirming under oath that that you're legally allowed to sign contracts and that you're not living in a place where our services may be illegal or require any type of license, permit or similar. Fair enough?

MAKING A PURCHASE

When you're shopping around on our site, follow the steps and provide accurate info along the way. Once you've wrapped up the process, a confirmation email will hit your inbox. We'll send your electronic invoice via email, but if you're into old-school paper, you can request a copy through our contact form. Sales taxes may be charged in addition to the subscription fee, but we will let you know before you pay.

By completing your order, you're granting us the electronic go-ahead to bill your credit card for upcoming charges, unless you opt for cancellation. Consider it the seamless, automatic way we keep your subscription going.

WHEN THINGS GO SOUTH

In certain situations, like missed payments, serious contract breaches, fraudulent activity, legal requirements, safeguarding our interests, or us having to shut down for any reason (hopefully we won’t) we might have to end the contract prematurely and we explicitly reserve that right to do that at our sole discretion. If that happens (and it's not because you've gone against the spirit of these Conditions, the General Terms of Use, the Disclaimer, the Privacy Policy, nor the Cookie Policy), you'll get a refund for the unused part of your service.

CHANGES TO THESE TERMS

We reserve the right to tweak these Conditions at any time. Don't worry; if you are already a subscriber, we'll give you a heads-up 15 days before any changes go into effect.

KEEPING YOU IN THE LOOP

We may email, SMS, snail mail, website posts, or app push notifications – whichever floats our boat at the time – to communicate with you about our services, offerings and any changes to the legal terms.

PASSING THE BATON

We might hand off our contract and its rights and obligations to companies within our business group or third parties without needing your permission first.

AVAILABILITY MATTERS

Just so you know, our offers depend on the availability of our products and services. If there are any hiccups in supply or we can't deliver a service or product, we'll give you the heads-up and, if required, issue a refund for the services or products not delivered.

PRICES AND PAYMENT

Prices can change without any notice, but don't worry – they won't affect orders that are already locked in. If you are already a subscriber, we'll keep you posted on any price changes before your subscription renews.